Looking for flexible car financing in the Midwest? At Nelson Auto Center, we make auto financing simple and transparent. Whether you're interested in financing a new Ford, Lincoln, GMC, Chrysler, Dodge, Jeep, or Ram, we offer a variety of loan and lease options tailored to your needs.
Should You Buy or Lease Your Next Vehicle?
What's better-buying or leasing? This is one of the most common questions we receive from car shoppers across West Central Minnesota. The right choice depends on your driving habits, budget, and long-term goals. Below is a quick overview to help you decide which financing option works best for you or complete our online finance application that goes directly to our finance team.
Buying
When you buy a vehicle with a traditional car loan:
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Ownership: You build equity with every payment and eventually own the vehicle outright.
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Customization: Feel free to modify your vehicle to match your style or performance needs.
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Mileage Freedom: No mileage restrictions-drive as far as you want.
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Long-Term Savings: Once the loan is paid off, you enjoy years of payment-free driving.
Nelson Auto Center works with local and national lenders to offer competitive auto loan rates for qualified buyers.
Leasing
When you lease a vehicle from Nelson Auto Center:
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Lower Monthly Payments: Lease payments are typically lower than loan payments for the same model.
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Drive the Latest Models: Enjoy newer Ford, Jeep, Ram, GMC, and other top-brand vehicles every few years with the latest tech and safety features.
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Warranty Coverage: Most lease terms align with factory warranties, so you're covered for many repairs.
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No Trade-In Hassles: Simply return the vehicle at the end of your lease and choose a new one.
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Ideal for Low-Mileage Drivers: Leasing is great if you drive a consistent, moderate number of miles annually.
Leasing gives you the flexibility to stay up to date with new vehicles without long-term ownership commitments.
